> If you have "mild problems, which would normally heal on their own", buying no medication at all would be even cheaper.
American culture loathes the idea of not treating a disease. Problems are expected to be dealt with, even if it harms society (see overprescribing antibiotics or opioids).
When confronted with people that don't understand the impacts of medicine, it's easier for an insurance company to give them fake medication than nothing at all.
American culture loathes the idea of not treating a disease. Problems are expected to be dealt with, even if it harms society (see overprescribing antibiotics or opioids).
When confronted with people that don't understand the impacts of medicine, it's easier for an insurance company to give them fake medication than nothing at all.