> I worked with Ward Cunningham for about a year, and he said once that he regretted coining the phrase “technical debt.” He said it allowed people to think of the debt in a bottomless way: once you’ve accumulated some, why not a little more? After all, the first little bit didn’t hurt us, did it?

I suspect that at the foundational level of this metaphor, the true problem is that some/most people treat financial debt the same, until they're evicted and the car has been repossessed and they've got a warrant out for their failure to show in court.

I want to be wrong about that. Someone tell me I'm wrong.