Tell the services you interact with that they're basically going against the spec.
"Relying Parties SHOULD allow and encourage users to register multiple credentials to the same account. Relying Parties SHOULD make use of the excludeCredentials and user.id options to ensure that these different credentials are bound to different authenticators."
"Relying Parties SHOULD allow and encourage users to register multiple credentials to the same account. Relying Parties SHOULD make use of the excludeCredentials and user.id options to ensure that these different credentials are bound to different authenticators."